How U.S. Treasury Is Fighting The Fed | Nouriel Roubini & Stephen Miran on $800B “Stealth QE”


Introduction

  • Forward guidance is sponsored by Vanek, a global leader in Asset Management since 1955.
  • The episode focuses on the US Treasury’s actions and their potential impact on the Federal Reserve’s functions.
  • Guests include Steven Moran, senior strategist at Hudson Bay Capital, and Norel Rabini, senior economic adviser to Hudson Bay Capital.

Activist Treasury Issuance (ATI)

  • The paper titled ‘ATI: Activist Treasury Issuance and the Tug of War over Monetary Policy’ is discussed.
  • ATI refers to the Treasury issuing a higher ratio of short-term bills compared to long-term debt, deviating from standard guidelines.
  • This action is likened to a form of backdoor quantitative easing, reducing long-term Treasury supply and lowering yields.

Impact on Monetary Policy

  • The Federal Reserve has been tightening monetary policy to cool the economy and reduce inflation.
  • The Treasury’s actions are seen as counteracting the Fed’s efforts, effectively easing financial conditions.
  • Empirical estimates suggest this unconventional fiscal policy is equivalent to a 100 basis point cut in the Fed funds rate.

Political vs. Independent Monetary Policy

  • The Treasury is part of the executive branch and influenced by political priorities, unlike the independent Federal Reserve.
  • The paper argues that the Treasury’s actions blur the line between politically driven and independent monetary policy.
  • This sets a potentially dangerous precedent by allowing political considerations to influence monetary policy.

Mechanics of Treasury Issuance

  • The Treasury can issue short-term or long-term debt to finance deficits.
  • Issuing more short-term debt reduces the supply of long-term Treasuries, increasing their price and lowering yields.
  • This is comparable to the Federal Reserve’s quantitative easing, which increases demand for Treasuries to lower yields.

Substitutes for Money

  • Treasury bills (short-term debt) are similar to money in terms of credit and interest rate risk.
  • Bills are treated similarly to bank reserves from a regulatory perspective and are close substitutes for money.
  • Issuing more bills has minimal impact, but issuing more long-term debt (coupons) can significantly affect financial conditions.

Introduction to Capital Ratios and Interest on Reserves

  • Capital ratios and interest on reserves have made treasury bills similar to money.
  • The Federal Reserve (FED) started paying interest on reserve balances to banks.

Impact of Treasury Issuance on Market Risk

  • Issuing more intermediate and long-term debt increases market interest rate risk.
  • Markets have a fixed appetite for risk; more interest rate risk reduces the ability to absorb other risks like credit, equity, and commodity risks.

Quantitative Easing (QE) Mechanism

  • QE works by the FED buying bonds, increasing their price, and pushing investors to buy riskier assets.
  • This process, known as the portfolio balance channel, increases asset prices and stimulates economic activity.

Activist Treasury Issuance (ATI) Mechanism

  • ATI reduces the creation of interest rate risk at the source by issuing more bills and less long-term debt.
  • This has a similar effect to QE by making interest rate risk scarcer and pushing up asset prices.

Comparison of QE and ATI

  • Both QE and ATI manipulate the amount of interest rate risk and money-like instruments in the market.
  • ATI is effectively a stealth QE program implemented by the Treasury instead of the FED.

Economic Impact of ATI

  • ATI is equivalent to a 100 basis points cut in the FED funds rate.
  • This has kept the economy in a ‘no landing’ scenario with growth and sticky inflation.

Mechanics of Treasury Bills and Coupon Debt

  • Treasury bills are very money-like and have little economic impact when swapped with bank reserves.
  • Coupon debt bears interest rate risk and has significant economic consequences when swapped with money-like instruments.

Conclusion on ATI and QE

  • Both ATI and QE work by manipulating interest rate risk and pushing up asset prices.
  • ATI limits the creation of interest rate risk at the source, while QE buys it from the market.

Introduction and Initial Questions

  • Discussion on the impact of 800billionofactivistTreasuryissuance(ATI)versus800billionofactivistTreasuryissuance(ATI)versus800 billion of quantitative easing (QE) from the Federal Reserve.
  • Both ATI and QE have similar impacts on the economy, particularly on interest rates and financial conditions.

Impact of ATI and QE

  • ATI reduces the supply of long-duration assets, while QE increases demand for these assets.
  • Both actions result in a reduction of interest rate risk and have similar effects on the yield curve.

Economic Conditions and Predictions

  • Concerns about a hard landing due to Fed rate hikes were alleviated by positive supply shocks.
  • Recent trends show robust growth and persistent core inflation, leading to a ‘no landing’ scenario.

Role of Activist Treasury Issuance

  • ATI maintained easier financial conditions, stimulating asset prices and preventing a hard landing.
  • Without ATI, the economy might have slowed more, potentially leading to a short and shallow recession.

Treasury’s Strategic Decisions

  • Treasury officials, many of whom are former Fed officials, are well-versed in QE and forward guidance.
  • Treasury’s recent decisions on debt issuance are seen as sophisticated and strategically timed around elections.

Treasury’s Debt Issuance Strategy

  • Treasury’s role is to finance the deficit, not determine its size.
  • Decisions on debt issuance (short-term vs. long-term) are influenced by market demand and regulatory changes.

Historical Context and Policy Deviations

  • Treasury typically issues 15-20% of debt in bills, with the rest in intermediate and long-term securities.
  • Regulatory changes post-2008 financial crisis and during the pandemic influenced Treasury’s issuance strategy.

Regulatory Impact on Treasury Bills

  • Regulatory reforms led to increased demand for Treasury bills, particularly from money market funds.
  • Treasury adjusted its issuance strategy to accommodate this demand, increasing the target share of bills.

Introduction and Historical Context

  • In 2008 and 2010, post-Great Financial Crisis, there was a regulatory drive to increase the share of treasury bills.
  • The target share of bills in treasury issuance was lifted from 10% to 15% in 2015-2016.
  • During the 2020 pandemic, the target was further increased from 15% to 20% to provide more flexibility for emergency issuance.

Pandemic and Emergency Issuance

  • The increase in bill issuance during emergencies is due to the need for fast, liquid funding.
  • Raising taxes or issuing long-term bonds is not practical during sudden financing spikes.
  • Historical data shows spikes in bill issuance during financial crises and the pandemic.

Current Treasury Issuance Practices

  • Recent treasury issuance practices have deviated from historical norms, with a significant increase in bill issuance.
  • This deviation is seen as inappropriate given the current economic conditions, such as low unemployment and high stock market performance.
  • The current level of bill issuance is compared to crisis periods like 2008 and 2020, despite the absence of a similar crisis.

Impact on Economy and Policy

  • A small change in the share of bills can lead to a significant impact on the economy, potentially causing a trillion-dollar shift.
  • Quantitative easing programs are usually a few percent of GDP, highlighting the significant effect of treasury issuance changes.

Political and Policy Implications

  • There is a risk of political manipulation of the economy through treasury issuance, regardless of the party in power.
  • Historically, there has been a separation between monetary and fiscal policy to maintain long-term credibility and achieve inflation targets.
  • Recent practices blur the lines between monetary and fiscal policy, which could lead to long-term risks and undermine central bank independence.

Conclusion and Recommendations

  • Activist treasury issuance should be limited to genuine crises and not used during periods of economic stability.
  • Maintaining the independence of monetary policy from fiscal policy is crucial for long-term economic stability.
  • Both political parties have incentives to manipulate economic conditions, but such practices should be avoided to prevent long-term negative consequences.

Monetary and Fiscal Policy Interference

  • Political influence on monetary policy is a risk regardless of the party in power.
  • Trump attempted to influence the Federal Reserve to cut rates.
  • Central banks should remain independent to avoid political biases.
  • Current practices blur the lines between monetary and fiscal policy, posing long-term risks.

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US Treasury and Economic Stimulus

  • The US Treasury’s increasing Bill share is stimulative but may raise inflation.
  • Both political parties may become dependent on this practice, fearing market reactions if stopped.
  • Crowding out theory suggests government spending can reduce private sector investment.

Crowding Out Theory

  • Crowding out occurs when government spending leads to higher long-term interest rates, reducing private sector investment.
  • Excessive budget deficits can crowd out private sector economic activity and growth.
  • Public spending on infrastructure can be beneficial if it yields higher returns than borrowing costs.

US Fiscal Policy and Global Reserve Currency

  • The US benefits from being the global reserve currency, allowing it to run larger deficits.
  • Persistent large deficits pose long-term risks, potentially leading to severe market shocks.
  • Other countries with reckless fiscal policies face immediate market discipline, unlike the US.

Central Bank Independence and Inflation

  • Central bank independence is crucial to avoid excessive economic stimulus and inflation.
  • Politically motivated stimulus can lead to permanently higher inflation and interest rates.
  • Treasury policy innovations risk normalizing excessive stimulus, undermining long-term economic stability.

Historical Context and Current Economic Policy

  • The US experienced budget surpluses during the Clinton administration due to prudent fiscal policy and economic growth.
  • Since then, both parties have contributed to structural budget deficits.
  • The global financial crisis led to prolonged periods of low interest rates and quantitative easing.

Introduction and Historical Context

  • Policy rates were reduced to zero post-2008 financial crisis and remained low for many years.
  • Quantitative easing (QE) and other credit easing measures were implemented until 2016-2017.
  • Rates were raised slowly and the balance sheet was reduced, but easy money policies persisted.
  • Trump criticized the Fed for hiking rates, and during COVID-19, rates returned to zero with renewed QE.

Current Economic Environment

  • We are now in a period of higher inflation and higher policy rates, moving away from zero rates.
  • Long-term treasury yields have increased significantly, impacting highly leveraged entities.
  • US Treasury yields have risen from around 1% pre-COVID to closer to 4%, potentially reaching 5% or more.

Impact on Housing and Borrowing

  • Higher mortgage rates (around 7%) are making home borrowing expensive, affecting the housing market.
  • The full impact of crowding out due to deficits has not yet been fully realized.

Fiscal Policy and Deficit Concerns

  • Deficits have been monetized since 2008, but current inflation prevents this practice.
  • There is a risk of reduced willingness from international financiers to fund US deficits cheaply.

Political Implications and Future Policy

  • Both Democrats and Republicans may continue activist treasury issuance.
  • Undoing activist treasury issuance could increase long-term rates by 50 basis points, potentially stalling economic growth.

Expert Opinions

  • Steve argues for a return to regular and predictable issuance to maintain institutional credibility.
  • He suggests broader economic policies, including supply-side reforms, to counteract the negative impacts of higher interest rates.

Conclusion and Predictions

  • Activist treasury issuance has reduced the 10-year treasury yield by 25 basis points.
  • Undoing this policy could temporarily raise long-term interest rates by 50 basis points, leading to a repricing of risk assets.

Market Outlook and Treasury Predictions

  • The market is anticipating over a trillion dollars of bills being converted into longer-term notes and bonds.
  • This transition is expected to temporarily raise long-term interest rates by 50 basis points, leading to a repricing of risk assets.
  • Eventually, the yield will settle back to a permanent 30 basis point increase.

Impact on Economy and Stock Market

  • The transition will result in a significant tightening of financial conditions.
  • The Federal Reserve is considering cutting policy rates, possibly starting in September.
  • Higher long-term treasury yields could lead to higher mortgage rates and corporate bond spreads, increasing the risk of a short and shallow recession.

Volatile Business Cycles and Inflation

  • The future may involve more volatile business cycles and higher inflation and interest rates.
  • The period of low inflation and low interest rates from 2009 to 2019 is considered over.
  • There is a risk of permanently higher inflation and more frequent business cycles if the economy is provided with more stimulus than needed.

Treasury Forward Guidance

  • Treasury forward guidance is an unusual practice, not commonly used in the past.
  • The fusion of the Federal Reserve and the Treasury has led to the incorporation of Federal Reserve tools into Treasury policy.

Unconventional Macroeconomic Policies

  • The global financial crisis and COVID-19 led to the adoption of unconventional macroeconomic policies.
  • Unconventional policies were justified during exceptional times but are surprising and unusual in conventional times.
  • The concept of ‘Activist Treasury Issuance’ (ATI) is introduced as an unconventional type of macro policy.

Conclusion and Final Thoughts

  • The discussion highlights the importance of understanding the impact of Treasury issuance on the economy and markets.
  • The interview concludes with thanks to the participants and a reminder to check out additional resources and platforms for more information.

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